The Real American HealthCare Act

Well, how many of us hasn’t botched the first version of a product or service rollout. We think that’s what the House did Friday.

So, it’s back to the salt mines to craft a new one. A standalone bill free of phases and the mickey mouse spending strictures that the old bill had.

So, here are the things that we in the business community think we would like to see if a bill. They aren’t in any order of importance.

  1. No mandatory purchase of healthcare insurance by businesses or individuals, period, and no purchasing of insurance just ahead of a major medical event. Kids from 21-35 think they’re bulletproof, and wouldn’t generally buy.
  2. Health savings accounts with no cap on them, fully tax deductible. If a wealthy hedge fund manager in New York wants to buy a plan and covers everything with zero deductible for his family. then he can do that. On the other hand, an average mix of insurance products for a family of four in Illinois might look a lot different. Funds deposited in one year can roll over to another year.
  3. The key is that everyone wanting insurance is going to have a different mix of services on their plan, which is easy to figure out through a portal in each state.
  4. If an insured doesn’t like his rates in Rhode Island, he can access a exchange in Illinois. All the exchanges have multiple carriers, but like auto insurance, in some states there are only a few carriers who want to write insurance.
  5. Have the states run the exchanges through their insurance departments. If they need help covering expenses, the Feds can reinsure, once they’re sure there isn’t any fraud, waste and abuse. I’ve seen some state portals, and they’re pretty slick.
  6. Allow portability. If a business or an individual moves across state lines, the insurance stays the same for the business and for the individual. Health insurance is rerated, just as it is on your car or corporate fleet, based on experience.
  7. Tort reform, in that most damages are capped at $250,000 for medical and pain and suffering. On the other hand, cases like a friend of mine who was paralyzed after being hit by a teenage driver, can’t be capped, because she probably needs $250,000 of care a year. So a special panel to adjudicate cases like this needs to be established if not already done through insurance companies.
  8. A cap on personal expenditures on healthcare insurance of 7% of net income, tax deductible, on insurance expenses. Beyond that, the state or the feds backstop the cost, so you can cover everyone who wants coverage.

So, Donald, after you do TAX CUTS get the grimblers in HHS going on this, working with Brother Ryan in the House and Brother McConnell in the Senate. And even the Freedom Caucus and anyone else who wants in, such as NFIB. Whatever happened to the Price Plan? Work the research and comment process and let’s have it done before Nov. 2018, otherwise you’re all dead figuratively.

Posted in debates | Leave a comment

While fans and producers of the show may have been disappointed

break up did give us an insight into the character and maturity of these two individuals. They obviously cared, if not loved, each other, but had the maturity to accept the fact that they did not have the time and energy needed to pursue both career and marriage at this time. Romantics may not agree with their choice, but they were mature enough to understand this and make a choice. 1. The arc of your toss will determine if you slide the bag or go for the hole on that toss. chaussures nike tn requin When deciding, consider that if you are aiming for the hole, you have a six inch round target. Coach Rudy here. I’ve won championships both as a coach and a player. Let’s talk about the shooting motion. GORDON: Well, we wish you all the luck, Roy Simmons. It takes a brave man to come out,https://www.cheapoakleysunglasseshop.com particularly in the field that you were in. The book is called ‘Out of Bounds: My Fast Times, Wild Nights and Outlaw Life In and Out of the NFL Closet.’ Roy, thanks for joining us.. Check out the guy on the right. Observe the way the skin of his face doesn’t so much flatten as it does change states of matter. asics running pas cher A few seconds in and his cheeks become a liquid. Why did I keep starting over? Because I wanted to be free and not just financially. I wanted to be my own boss and be in control of my time and money. Had I quit, as so many well meaning people advised me to do, I Wholesale NFL Jerseys China wouldn’t be free to come and go as I wish, nor would I be speaking to, and helping, people all around the world.. ASICS Gel Pulse 7 pour Femme The Pro will support 4K graphics and High Dynamic Range (HDR).fake oakleys It is basically being targeted as an enhanced option to the standard PS4 for serious gamers. Ahead of the release the company brought in a software PS4.0 update. Michael Sam may never take the field in a game as a player in the National Football Wholesale Cheap MLB Jerseys From China League. nike air max 1 However, that doesn’t mean that he is going unnoticed. GQ magazine released a sneak peek of its 2014 Men (and Women) of the Year, and Sam will be on one of the six different covers.. Louis might choose to not spend a lot of money in free agency this off season. Does that mean that they’re going to be down a little bit or Wholesale Discount Baseball Jerseys Free Shipping stay down for a while? I don’t know that. I do think it’s a fluke. air max pas cher pour femme Perhaps the only Cheap Wholesale Jerseys From China thing more alarming than those damaging Cheap Wholesale Soccer Jerseys From China statistics is that fans haven’t really paid attention to them. The public continues to view the violent collisions as entertaining ignoring the danger it presents. The loudest cheers during any game are usually for the biggest hits.

Posted in Marketing | Leave a comment

Turn the PS3 on and navigate to the “Settings” tab

Next, select “System Update” and then select “Update via Storage Media.” A message will confirm “Version 3.55 jb Found.” Select “OK” and then select “Yes” to accept the terms and conditions. The PS3 console will update and shut down automatically.

There’s no way anything in our own cosmic backyard is escaping our notice, right?We even took a picture of a space cloud that looks like a space pig humping a space turtle. The truth is out there, all right. And it’s weird.. McLachlan described the NFL competition in which a significantly larger proportion of its revenue is placed in the equalisation pool as the most similar in structure to the AFL compared with the NBA and American baseball. He said that while a fixed equalisation formula had been guaranteed until the end of 2014, a radical review of that formula was crucial. ”Equalisation is central to our competition,” he said..

4 proteins were clustered at the nodes of Ranvier in cerebellar white matter and spinal cord (Fig. 2a) and at Purkinje cell AIS (Fig. 2b). Similarly,https://www.cheapoakleysunglasseshop.com in the case of Jordan Davis and countless others, the cries Wholesale Soccer Jerseys of mothers and fathers Cheap NHL Jerseys of black sons have been uttered, but they apparently have not been heard, at least not by their countrymen and women. So perhaps now Cheap Soccer Jerseys From China is the moment for others to step up, perhaps the coaches and math teachers, Discount Wholesale Jerseys perhaps the neighbors and babysitters, maybe the mothers and fathers of kids who aren’t black boys, to step up and declare that being a black male teen, even a mouthy, hoodie wearing, loud radio playing one, is not a crime for which you should be prepared to pay with your life. Perhaps now is the time for others to say enough..

The neurolinguistic programming (NLP) technique is also used for entering data or giving instructions to computers. This is again a technology that proves to be helpful for blind persons. It is one of the useful forms of assistive technology for students with physical disabilities..

She seemed uncomfortable when he put his arm around her.fake oakleys So when he tried to kiss her, one of the bar managers said, you think you getting a little aggressive Cheap NBA Jerseys there? The bartenders checked with the woman while he was in the bathroom. She said she not really interested but didn know how to get out of the situation, according to the manager.

Given WWE is in the business of producing live entertainment which doesn’t scale easily, a good TV deal would offer substantial valuation upside to the company while amplifying brand awareness and driving traffic to the live events. Because WWE scripts content, numerous opportunities exist in additional narrative development via digital platforms focusing on specific character points of view (POVs). The key execution question centers on the method and partner in delivery of this content.

Posted in Marketing | Leave a comment

Irving Berlin once said

The toughest thing about success is that you’ve got to keep on being a success”. buy bns gold Though many of the above mentioned players are currently not active in sports, their records will remain untouched. Let’s hope one day some great player of the sport will be able to surpass these legends of the game. Well and to finish up the answer to your last question the smoothing out of revenue. Electronic arts is a veteran company in Silicon Valley we’re from the early 80s and we’ve gone through to your point just about every counsel cycle that existed and we were built on the Omega PC and the Apple Discount MLB Jerseys China 2 PC. And it was lumpy and you would see and you followed Stephen. The cost includes hospital charges, anesthesia charges,https://www.oakleyscheapsunglasses.com and other expenses incurred on the drugs and other diagnostic procedures. The cost could go higher if any complications develop during the procedure. Though one may recover within 4 to 6 weeks, follow up visits are required for monitoring the healing process. nike air max pas cher You can follow the guide below to determine a quarterback’s passer rating so long as you know all of his stats. If you want to save time, use an online quarterback passer rating calculator to do the math Wholesale Discount NBA Jerseys China for you. (The linked calculator outputs the NFL/CFL and NCAA ratings. asics gel lyte 3 pas cher Turning to construction Wholesale Cheap hockey Jerseys China services, we delivered another year of double digit revenue growth in our building construction business and continued to diversify outside of the New York metro market. This was no more evident than in the selection of our joint venture to build a new state of the art NFL Rams Stadium in Los Angeles. nike air max chaussures This win not only underscores our position as a stadia construction leader but also showcases AECOM’s role as a key partner in defining skylines in urban landscapes. Not only do I have great Cheap Jerseys From China admiration for great players,cheap oakleys sunglasses I have admiration for great players who are great men too. Now you might say that it’s awfully early to be calling Andrew Rodriguez great, and that may be true, but what I’m trying to portray are the qualities that help build winning teams and that, of course, includes those teams that comprise our military forces. nike air max pas cher pour homme I don’t think it’s any coincidence that one of the Wholesale Cheap MLB Jerseys From China other finalists for this award came from our country’s Naval Academy at Annapolis, Md.. XLU tracks S Utilities, which have easily outperformed the broader S 500 with a 14.76% year to date gain. Furthermore, XLU has been a solid defensive performer even gaining on days when the broader equity market is sharply lower. Over the past two quarters, we’ve collected 0.77 cents in valuable dividends from holding XLU.

Posted in Marketing | Leave a comment

This stage can begin as soon as you are able and can last several weeks

In passive range of motion, you lie still while a physical therapist moves your shoulder through its range of motion. In active range of motion, you move your shoulder by yourself. This stage can begin as soon as you are able and can last several weeks.. chaussure Asics Gel-Lyte III Its earnings are steady, but not all that spectacular.cheap jordans Sysco is expected to grow earnings annually at 6.23% for the next five years. DirectTV has about 19.2 million subscribers in the United States Cheap Wholesale hockey Jerseys and about 8.9 million in Latin America. “Today was today. buy bns gold And it’s going to be the same going forward. nike tn rouge EST, Fox (opening line: Cowboys, 4). “Copy, Hayne Plane of Jesus Air, you are cleared for landing. Repeat, you are cleared for landing. The brass band is in place; every couch in the joint has been scoured down the back to give you every cent we can, and you will in fact be greeted as if it is the Second Coming. If you haven’t done this already, do it today. goedkoop nike air max 2017 Studies have shown a significant number of people use the search function on sites to help them find the information they’re looking for.Studies have also shown internal site search definitely helps increase conversions. Here’s why:If your visitors are able to quickly and easily find the information they’re seeking, they’ll remain on your site longer. In terms of our quarterly performance, on the top line,jordan sale we generated $1.57 billion in Cheap Wholesale Soccer Jerseys From China non GAAP revenue, which was below our guidance of $1.65 billion. As others have noted, industry sales of major games for PlayStation 3 and Xbox 360 consoles declined in Q3 at a faster than anticipated rate, and that softness was the primary driver of our revenue shortfall in Q3. This shortfall will impact our full Wholesale Discount NHL Jerseys From China year revenue guidance, and we are now forecasting our annual revenues to be $3.91 billion.. air max pas cher pour femme 1F). Fluorescence intensities in each condition are summarized in Fig. 1G (Table S1G). Then there is the impact the games had on CBS’ fall lineup. Securing football on Thursday meant having to shift shows around so The Big Bang Theory (which puts up football type numbers every week) moved back to its original Monday night home, which allowed it to serve as a lead in for rookie drama Scorpion. The end result was Scorpion becoming one of the most watched new shows of the season in the all important 18 49 demo.. Though it is not one of the easier digital video projects, http://www.cheapjordan13.com keeping Cheap Wholesale NFL Jerseys Free Shipping a record of the event can be a great addition to any home movie collection. Whenever possible it is advisable to bring more cameras, but either way you need to address the quick moving action by using the appropriate Cheap Wholesale Jerseys Free Shipping focus and camera movements. Remember, sports are one of the quickest and most intense institutions in the American society.

Posted in Marketing | Leave a comment

I would rather spend time with my hubby than to have him hole away in the basement

It probably helps that my hubby isn a sport nut (he enjoys watching the odd football and baseball game, but he doesn HAVE to watch any of it). We also both like the same TV shows so there is never a disagreement over what we should watch on TV. nike air max 2016 blauw I would rather spend time with my hubby than to have him hole away in the basement. Ha, kidding, of course: Both of those could be distantly construed as “fun,” which was of course not permitted.Ventura County Sheriff’s Dept.You still got to hang out with some famous Scientologists, just not the ones in the brochure.replica oakleysHow is this not against the Cheap Wholesale MLB Jerseys From China law? Well, by claiming to be a religious Cheap Authentic Jerseys China organization, Scientology does not have to pay their employees. They do give you $20 a week as what they call a stipend, but when you realize that $20 a week is all you get for underwear, socks, toilet paper, toothpaste, toothbrush, detergent, soap, wash rags, towels, bath slippers, shoes, socks, and everything else, it’s clear that the difference between you and an actual slave isn’t nearly as wide as it should be. Theft of personal belongings was rampant across the Sea Org; deodorant and floss were to us what cigarettes are to prison inmates. They have won their last two games, and in the remaining games of the season, they will play the Steelers and their division rivals, the Chicago Wholesale Discount NHL Jerseys Free Shipping Bears. nike air max 2016 wit The Bears currently lead the NFC North with a record of 8 6. cheap oakleys outletThe Lions led the division for much of the season, but after recent losses, they no longer control their own destiny, and may not make the playoffs.. It’s rare that skiers will encounter other ski parties on this trail system. It’s rare that skiers will encounter other ski parties on this trail system. nike tn chaussure The slow moving Whitefish River meanders past grassy meadows and willow lined banks, providing a quiet escape close to town. nike air max 2016 goedkoop Most of the reason we follow celebrity news is because we like watching these people screw up in horrific ways. And let’s face it, at this point there is no story of drug abuse, racism, sexual assault, or outright murder that Wholesale MLB Jerseys From China would surprise us. It could turn out that Ryan Gosling secretly organized the 9/11 attacks and we’d just shrug and say, “Celebrities, man. https://www.goldufo.com Elk, moose, wolves, and deer are all found in this area. http://www.cheapoakleys2013.comThis quiet lake is the perfect spot for a family vacation, romantic getaway, or adventurous trip to Montana. An additional bath with a shower is located on the Wholesale Cheap NBA Jerseys China main floor. Usually, birdsong is not composed of randomly produced sounds. Songs are exceptionally diverse melodies of specific meaning, sung for a purpose, and are much more complex than the calls used for signaling.

Posted in Marketing | Leave a comment

Free running This oakley sunglasses outlet is nike outlet Mulberry

Tommy hilfiger After nike air max a burberry handbags period michael kors of christian louboutin coexistence, prada Zhao minnesota timberwolves Fei orlando magic adults coach purses and michael kors australia a scarpe hogan child, hollister are ralph lauren outlet online duty nike free shoes honest ray ban sunglasses people, mbt shoes outlet not many utah jazz words not zapatillas nike much cheap jerseys language, cheap oakleystory burch shoes see ray ban who marc jacobs handbags is nfl raiders the nfl buccaneers smile on celine black friday his nike air max 2015 face, never prada outlet quarrel michael kors outlet online with beats audio neighbors babyliss quarrel. Home barbour mens jackets also beats by dre to hogan us lunette ray ban pas cher adults to nike online relax roche run the roshe run nfl eagles our michael kors bags association tommy hilfiger online shop with giuseppe zanotti Zhao nba jerseys Xia insanity calendar up replica rolex more. A glance into the freezers at your local supermarket is all you need to know that today’s frozen entrees are distant cousins to the turkey TV Wholesale Cheap hockey Jerseys dinners of the 1950s. Butternut squash ravioli, lemongrass coconut chicken,fake oakleys Discount Wholesale Baseball Jerseys Free Shipping beef tips Portobello the options read like the menu of Discount NFL Jerseys Free Shipping a gourmet restaurant. basket asics femme pas cher Research conducted by the Nutrition Business Journal shows sales of natural and organic frozen dinners and other frozen convenience foods have seen Discount NBA Jerseys China steady growth (between 10 to 14 percent a year) since 1997; in 2001, consumers spent $380 million on them [source: Ferrier]. As B. Ambifaria exhibited the highest growth rate and achieved the highest population size when grown on lolines and was likely to be the most genetically tractable, it was chosen for further analysis. air max pas cher As several substituted forms of loline can occur in infected plants (Schardl et al., 2007), we examined which forms were present in our extracts by both thin layer chromatography (TLC) and GC analysis (Supplementary Figures S1 and S2). nike pas cher (B) The pin can be any size you want.http://www.cheapoakleys2013.com It just has to fit Wholesale Soccer Jerseys Free Shipping into the slot you cut into C. The tighter the fit the smoother feel your gumball machine will have. NEW YORK (AP) ” Another week of football meant another winning week for NBC, according to the Nielsen company. A pair of NFL face offs handed NBC the week’s most watched and third ranked programs, Nielsen said Tuesday.But NBC had more in its playbook: a solid new hit drama. nike tn pas cher Although “This Is Us” isn’t the fall’s biggest new hit “CBS’s “Bull” took the No.

Posted in Marketing | Leave a comment

Travis, call Alan

There was an article in the LA Times about how messed up Uber is (not uncommon for a founder-led company), and how Travis Kalanick, the founder is ‘looking for help’, which almost sounded like a psych break was imminent.

I got a thought:

Travis should hire Alan Mullaly to turn around Uber, solve the leadership problems and generally get Uber to straighten up and fly right.

To wit:  Uber’s customer service line even rings busy with no call queue. Their main line is also perpetually busy, again with no call queue and no personalized answering. These are not great customer-facing moves, Travis. (We are presumptous to think WE might be able to help too, but we’re old fashioned and like to talk to someone first).

As you all may recall, Alan led a stellar turnaround of Ford Motor in the middle of the financial crisis.

Now, Alan can be reached through Google (he’s on their board), which happens to be close by in the San Francisco area.

So, Travis, what do you think?

Posted in alan mullaly, allan mulally, ceo, company culture, customer service, emotional intelligence, Entrepreneurship, travis kalanick, uber | Tagged , , , , | Leave a comment

Our .02 on the Healthcare Muddle

Well, it’s hard to tell what’s going on, because the MSM won’t give out the straight story and the bill won’t come up on my IPhone 7 (must be a communist plot).

Our concern is that businesses be able to offer workers who want it health care insurance that is no more than 7% of their take home pay, because that’s where the deduction is capped. Spending over 7% of your cash flow on healthcare is nuts, so there.

Probably 20% of our clients don’t carry company paid health insurance, partly because of Obamacare (we advised them to ignore the law, and no one got caught), and partly because many of them get coverage through spouses.

We think that anyone, even those with preexisting conditions (one of our clients has three cancer survivors on his payroll for example) should be able to get insurance. It’s about humanity, folks.

We think folks should be able to carry health insurance with them if they change jobs, because a lot of people stay in jobs they don’t like because they don’t want to lose health care insurance. The President should just tell the Dimms to sit down and shut up, so the Senate can get to 60 votes to add this provision. Little Chuckie, as the leader of the Dimms should show some leadership for a change.

Another provision that needs to be in the law from the get go is the tax credit; businesses get one, so individuals should, too. This provision could be important to the entrepreneurial community as those lone wolves of entrepreneuring start out on their journey.

So, like Betsy McCaughey, I’m sure we’ll have more to say on the subject.

Posted in apple, ceo, donald trump, economic policy, Entrepreneurship, Obama Shadow Government | Tagged , | Leave a comment

bobby kennedy ordered marilyn monroe’s murder

Hi everybody, I’m John Graden from the Martial Arts Teacher’s Association. One of the elements that I think is so special is that we have a great emphasis on Discount football Jerseys From China the importance of flexibility. A lot of sports work on building muscles, but we do the opposite, we build the muscles and then we stretch the muscles. The majority of these people have a god given talent and work hard to maintain it. Yet,cheap nfl jerseys at the same time, we can all be honest about it. The majority of them also couldn’t out smart the children cheering them on. The best way to become a success is to emulate someone who already Discount Wholesale NHL Jerseys is successful in his endeavors. I believe you will have a few role models whom you look up to in MLM. Wholesale Soccer Jerseys China How to achieve the same levels of success, or rather, the secret of how you can become a success just like they have, lies in emulating their methods Cheap Wholesale NFL Jerseys Free Shipping and system. Therefore, a versatile attack is the one in which the opposing team defense can be kept engaged. In this attacking formation of football, there is an option for running sweeps. Running back is lined behind fullback. air max 1 femme 1. Houston: Jadeveon Clowney, DE, South Carolina, 6 5, 266. Watt,wholesale football jerseys china and the Texans have a dynamic duo that almost unblockable. SIMON: I want to ask you on what seems to be assault and battery by Shawn Thornton, of the Boston Bruins, against Brooks Orpik, of the Pittsburgh Penguins. It’s painful to see. And what does this suggest to you is it the history of hockey; is it the so called culture?. nike tn requin 2017 pas cher But not because of the details, but because of how, in the big business of college football and basketball, they expose the NCAA and its byzantine rules and 19th century idea of amateurism as outdated and counterproductive. nike tn requin More people are talking about that now. And maybe that’s going to lead to some real change rather than more rules that few seem motivated to uphold.. By having ownership over all international financial institutions, the petroleum business, and Discount MLB Jerseys all of the most powerful businesses incorporating industry and trade, they have the ability to penetrate both politics and education.http://www.cheapjerseyssalestore.com Through these properties, they own most governments of the world. If they do not have actual ownership of a particular government, they maintain control of it.. nike requin pas cher bns goldbuy bns gold Esiason is probably the most successful out of the a fore mentioned QB’s mentioned in this article in terms of career stats. Asics Pas Cher Esiason was named to four Pro Bowls during his career, and hold several NFL records for left handed quarterbacks. Esiason is currently an in studio analyst for ‘The NFL Today on CBS’.

Posted in Marketing | Leave a comment